How do I keep track of non-restorable items?
We recommend you make a list of items (including food items) deemed non-restorable. You can obtain a form for this purpose from your insurance company. Make a copy for your insurance company and keep one for yourself.
What is a code or by-law upgrade?
A code or by-law upgrade is an upgrade that is made when your commercial property’s pre-loss condition no longer meets legal building codes. Your insurance company may recognize code upgrades in the estimation process. Any questions regarding code upgrades should be directed to your Insurance Adjuster.
Reduce the Risk of Basement Flooding
If you have ever experienced flooding in your basement, then you know the heartache and stress it can bring. With all the active weather that can happen in Canada, basement flooding is a growing problem for homeowners, municipalities and insurers